Commercial MHP Acquisition Financing
Agency, bank, and bridge financing for mobile home park acquisitions from $200K to $10M+. Whether it's your first park or your twentieth, I navigate the capital stack so you can focus on the deal.
Amy Brown
NMLS #2310281
First-time or experienced — I'll match you with the right capital source for your acquisition, from agency loans to bridge financing.
Start your inquiryAdding parks to an existing portfolio? I can help structure financing across multiple properties and lender relationships.
Let's talkRepresenting a buyer? I provide responsive underwriting support and clear communication so your client's deal closes on time.
Get in touchThe short checklist of what you actually need to start a mobile home park loan. Seven items, what comes next, realistic terms. Free PDF.
A practical overview of buying a mobile home park, from a commercial loan broker who finances them. Where the opportunity is, how it actually works.
A mobile home park is not what most first-time buyers think. Land, pads, infrastructure, sometimes homes. Here's what you're really purchasing.
Deal Analyzer
Cap rate, DSCR, debt yield, cash-on-cash, and 5-year IRR from the numbers in the offering memorandum.
Cap Rate
9.61%
Cash-on-Cash
12.28%
DSCR
1.66x
5yr IRR
22.4%
Cap rate, DSCR, debt yield, and cash-on-cash — calculated the way lenders do
Agency vs. bank vs. bridge — which financing path fits your deal
5-year IRR with rent growth and exit cap sensitivity
Send the full analysis to Amy for a second opinion
Loan Programs
Which capital source fits your deal depends on timeline, occupancy, and borrower profile.
Non-recourse permanent financing for stabilized mobile home parks with strong occupancy and operating history.
Relationship-based financing from local and regional banks for smaller parks and experienced operators.
Short-term capital for parks that need improvements, have low occupancy, or require fast closing.
Direct financing from the seller — flexible terms, lower barriers, and faster execution for non-bankable deals.
Park Acquisition Inquiry
Share a few details and I'll reach out to discuss your financing options.
Testimonials
"Amy was wonderful to work with. I had a unique and difficult situation and she was still able to find a lender that had a product for what I needed. She exhibited the perfect balance of patience and professionalism. I highly recommend Amy for her knowledge of the industry, her wonderful disposition, and her friendly personality."
Sean H.
"Amy is just so great at what she does as a loan officer. Me being self employed, I thought it would've been difficult to get approved for a loan, but Amy reassured us we can get qualified which delivered. She was very responsive, very professional and very informative. If you need a loan officer, Amy is your best bet."
Gedeon K.
"Amy communicated with me each and every day... I never had to wonder what was happening. I highly recommend Amy Brown."
Misty A.
Testimonials from Amy's broader mortgage practice. MHP acquisition case studies coming as deals close. Individual experiences may vary.
Common Questions
The information above is for general guidance only and does not constitute a commitment to lend. Rates, terms, and program availability are subject to change without notice and may vary based on creditworthiness, qualifications, and lender approval.
Get Started Today
Whether you're acquiring your first park, expanding a portfolio, or advising a client on a deal — I'm here to help.
Prefer to call?
(410) 245-2360